Credit Union Loans | Cara Credit Union

No penalities

Loan Insurance

Flexible Payment Options

You can really borrow for any purpose with Cara Credit Union. When you apply for a loan, you know you will be treated fairly. With FREE Loan Protection Insurance you will also have peace of mind.

Not only do we offer competitive interest rates, but we genuinely care about your social and financial well being and strive to ensure that:

A) Our loans are of benefit to you
B) You don’t overstretch your finances

Last year over 10,000 members borrowed over €41.7 Million from us

Allowing members to go to college, get married, do up home, buy car, clear debts, etc
Sustaining growth and employment as the money is spent locally

Benefits to you

Allows you to do the things you want to do.
Our loan application process is quick and efficient.
Competitive interest rates with flexible repayment terms.
Interest is calculated on the reducing balance so you pay less interest with each repayment.
No Fees and No Penalties if you repay your loan early.
Free Loan Protection Insurance, your loan is cleared in the event of your death (terms and conditions apply).
When your loan is cleared, you will still have your savings.
For Car Loans, you own the vehicle straight away. No lease and no hire purchase. You are effectively paying with cash to bargain your way to a better deal.

3 simple ways to apply:

Apply by Phone 066 712 2373 (Dial 1 for Loans)