Cultivate Loans

Find the cultivate home loan to suit you by using our calculator below. You can also apply using the enquiry form. 

Note:  Loans under €15,000 carry a maximum duration of 5 years.

Apply for a loan

I am a member and I am registered for online access

To apply for your loan, just log in to your online banking and select ‘loan application.’ You can also use our mobile app for a convenient application process. Download the Cara Credit Union App to your smartphone and apply for your loan instantly!
Log in & apply

I am a member and I am NOT registered for online access

Simply, click on the box below to register for online access. You will need your account number for this. Once registration is complete and your online account has been approved you will be issued a PIN via SMS.
Register Online

I am NOT a member and I am NOT registered for online access

It never been easier to join your local credit union, simply, click on the link below and follow the instructions.
Register Online

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Disclaimer:  Loans under €15,000 carry a maximum duration of 5 years. The results of this loan payment calculator are for comparison purposes only. The illustration above does not constitute an offer of a loan. The results displayed by this calculator are approximate only and are not a statement of the actual repayments that will be charged on any actual loan. They will be a close approximation of actual loan repayments if available at the terms entered. This information is being provided for you to plan your next loan application.