Fees and Charges

Schedule of Fees and Charges –  

Members aged 66 years and over are exempt from paying these charges, as are students in a full time course of study aged 16 to 25 years (student verification required)


Statements

FREE Statements on your savings, loans and access balance will continue once a year by post. For additional statement requests, the following charges will apply.

Item: Statement Request
Cost:  €2.50

AVOID THIS FEE: Sign up for Online Banking . Print a free statement online anytime, any date.


Cheques

Item: Lodge a Cheque
Cost:  FREE

Item: Withdraw a Cheque
Cost:  €2.00 per cheque (inclusive of stamp duty)

Item: Cancel a Cheque
Cost: €5.00

 


 

Current Account Fees and Charges

Transparent and straightforward Current Account fees. For the full list of fees and charges click here:

Monthly Fee

Monthly Account Maintenance Fee charged quarterly
€4.00

Free

  • Debit Card Point of Sale & Contactless transactions in Euro
  • Direct Debit and Standing Order processing
  • Electronic payments into and out of your account
  • Mobile and internet banking
  • Euro ATM withdrawals up to 5 per month (within the SEPA Zone). A charge of €0.50 per transaction applies in excess of five per month.
  • Quarterly eStatements

Other Fees & Charges

Cheque lodged/returned unpaid:
€10.00
Cheque/direct debit returned from a/c:
€10.00
Referral item fee:
€5.00 per item (up to €15.00 maximum per day)
Standing Order unpaid:
€10.00
Quarterly Postal Statement:
€2.50

 

Overdraft Fees

Overdraft renewal fee:
€25.00
Overdraft set up fee:
€25.00
A full schedule of fees and charges are available from your Credit Union.

 

Government Stamp Duty

Debit Cards are liable to annual Government Stamp Duty. Government Stamp Duty will be charged at a rate of €0.12 per ATM transaction. Government Stamp Duty only applies to ATM transactions carried out within Ireland (excluding Northern Ireland). This charge is capped at €2.50 if you only use your debit card for ATM transactions and capped at €5 if you use your debit card for both Point of Sale purchases and ATM transactions. Government Stamp Duty charge on debit cards is applied in January, for the previous year

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