Your credit union Access Account is just like a bank’s Current Account but without the fees and cheque book.

Your Access Account is separate from your Shares (Savings) Account, and does not qualify for a dividend or insurance cover.

Only sufficient funds to pay bills and make withdrawals should be in your Access Account. All other funds should remain in your Shares.

Getting Started

Your Access Account is automatically set up for you.

When setting up electronic payments for this Account, (Direct Debits, Bill Pay, Electronic Funds Transfers) please use your IBAN and Cara Credit Union BIC as these payments will be processed through SEPA.  For further details click here for SEPA

With your Access Account you can:  

Click on the Blue Links to OPEN. Click it again to CLOSE